Cloud EFT Payment Hub (EuroCard EFT)
Cloud EFT is our proprietary, fully redundant service that enables processing payment transactions. It meets all the requirements of Payment Organizations, including PCI DSS (Payment Card Industry Data Security Standards). It is based on a certified payment system – EuroCard EFT meets all the requirements of PA-DSS (Payment Application Data Security Standard).
The Cloud EFT payment hub on terminals in your sales network provides fast transaction handling and the highest level of security currently available (PCI DSS P2PE). With this service, our clients efficiently pass the PCI audit.
The Eurocard EFT is a fully automated middleware system
The system concentrates payment traffic and directs dynamically based on the card’s BIN number to a given acquirer and settlement centre.
Eurocard EFT is the first and currently the only Polish solution that has been PCI P2PE certified
Provides the highest standard of security for card payments
Examples of Cloud EFT Payment Hub applications
Cloud EFT – secure and fast
Cloud EFT guarantees security and transaction speed. Its capacity is 500,000 transactions per hour. It enables multi-agent support and reporting of card transactions within a single facility or the entire network.
Benefits of implementing our solution
Guarantee uninterrupted payment processing
By using more than one acquirer.
Fast transaction processing
The fastest ones are carried out in less than 3 seconds (from sending the authorization request by the checkout to sending the approval by Cloud EFT).
Highest security standard
A set of certificates guaranteeing the security of payment card transactions throughout the sales network, including the PCI P2PE certificate for the highest security standard.
Support for our largest terminal service centre in Poland
40% market share, according to estimates, which provides nationwide coverage, comprehensive service and quick response.
High efficiency of transactions per hour
It enables the processing of several hundred thousand transactions per hour, guaranteeing smooth operations and reducing customer waiting times.
Fully automated authorisation process
It provides fast, error-free and secure access management without human intervention.
Donateo – a convenient way to donate during your daily shopping
Modern payments for your customers
The Donateo application is a solution for customers who pay by card, smartphone, BLIK, and wearable accessories, such as smartwatches.
Innovative technology and easy implementation
Donateo is a technologically advanced tool. It works on payment terminals and PIN Pads connected to our proprietary Cloud EFT payment hub (Eurocard EFT).
Seamless integration into existing terminal network
The Donateo application is implemented at retail outlets on an existing network of payment terminals, minimising the need to modify the infrastructure.
Rapid implementation and support at every stage
Before launching the application, a short test and training of cash register employees is carried out, which ensures efficient implementation.
Biometric payments in the blink of an eye – fast, secure and without a wallet!
Fast and secure biometric payments
Thanks to PayEye technology, you need only your eye and face to make a payment—quickly, safely, and without the need to carry a wallet.
Simple registration on the app
You can download the PayEye app on your smartphone, register your biometric data, and be ready to pay.
Protecting your data
Your biometric data is processed into an advanced biometric pattern and stored in a secure cloud. You’re in complete control – you can delete them at any time.
Versatility and convenience
PayEye works with any currency and any bank account. You can also link multiple accounts and choose which one to pay from. The app also lets you set spending limits and manage your transaction history.
Cloud EFT Payment Hub in 2023
One retailer had a problem with the slow pace of payment processing.
This led to longer queues at the checkouts and caused significant
upset of customers, especially mothers with small children. After our
service team installed Cloud EFT Payment Hub on terminals across the
network, the average payment processing time decreased by 2-3 seconds. Significantly
This improved the situation in stores, resulting in shorter queues. The staff also positively
assessed the change because their work became faster.
Want to speed up transactions?
Cloud EFT payment hub is the first Polish solution on PCI P2PE list
The last certificate ended a long-term process carried out by Exorigo-Upos S.A., which aimed to ensure the highest quality of the service offered.
Currently, the company is certified as:
- PA DSS as part of the EuroCard EFT,
- PCI DSS as part of Service Provider Level 1,
- PCI P2PE (Point-To-Point Encryption),
- PCI PIN Security as part of the Exorigo-Upos Secure Room.